MEET YOUR FINANCIAL GOALS WITH CLARITY
Monthcloser derives verified monthly financial data from documents you already have in under five minutes, helping you make important decisions based on your verified financial truth, not estimates or guesses.
Guide Me NowDROP A FILE. WATCH IT VERIFY.
You don't need to enter your expenses.
Every other app in this category — foreign or local — asks you to type in every expense by hand. Monthcloser doesn't. It reads the real documents you already have — your payslip, your bank statement, your card statement — and nothing is typed, guessed, or forgotten.
See it happen. Experience The Monthly Close Method™ in action.
Spending by category
Drag the documents in any order — the most recently parsed result appears at the top
You may confirm how something is categorized. You never enter the amounts. Every figure comes from a document and is checked against another one.
ANY INSTITUTION. ANY STATEMENT.
Wherever you save, it's included.
This isn't limited to a shortlist of banks a foreign aggregator happens to recognize. Monthcloser reads the actual statement of account — major banks, provincial cooperatives, SSS, Pag-IBIG, MP2, investment platforms, company loans, ESOP statements. The test is simple: if it's a real document, it can be verified. And if your institution isn't supported yet, tell us — we'll work with you to add it.
Don't see your institution? Tell us — we'll work with you to add it.
STOP BUCKETING. START PLANNING.
You can now strategize and plan to actually reach them.
No splitting your savings into separate accounts per goal. One real, verified pool — and every goal you name, a wedding, a first home, a trip, a business, measured against what's actually there. Reorder your priorities and see the result instantly. Nothing hidden, nothing moved without you deciding it.
Goals
Verified pool, today
Move Trip to Japan above Home down payment, and the waterline redraws itself — instantly, and only when you decide it.
FROM YOUR OWN HISTORY, NOT A GUESS.
We propose it for you, from your own real past months.
After three closed months, Monthcloser proposes next month's budget — built from a real pattern, not a single month's anomaly, across categories like rent, groceries, and transport. Nothing invented, nothing AI-guessed: every figure is a plain average of your own verified history. You can add, edit, or delete any line. And if you skip the proposal entirely, nothing changes about how your monthly close and Report work.
Proposed Budget — July 2026
Draft — not yet confirmedBased on your last 3 closed months
▾ Scroll for more
Confirming is optional — skip it entirely, and your monthly close and Report work exactly the same.
THE CLOSE REPORT™
Even if you gathered every document, rows of numbers don't explain themselves. Knowing what a number actually means — and what to do about it — is a different skill entirely. Most tools stop at the spreadsheet and leave you to make sense of it alone.
Every close produces a report that scores the month, explains it in plain language, and tells you what's happening — never what to do about it.
The Close Report
June 2026
Fair — and moving
June closed in surplus — ₱3,569.65 kept against ₱52,480.00 in net income. Obligations were fully covered and debt service stayed manageable. What is holding your score back is the savings rate: 6.8% is a real start, but it leaves little room when something unexpected lands.
Savings
34
Debt
72
Budget
68
Obligations
100
You kept ₱3,569.65 of the ₱52,480.00 that came in.
A surplus month, and the third in a row. Two more at this rate puts a one-month emergency buffer within reach — the single change that would move your score most.
Because the numbers are real, the reading changes with them. What surfaces this month is not what surfaced last month — every month says something different.
EVERYTHING, VERIFIED, IN ONE VIEW
Know exactly where you stand, every single month.
One dashboard shows what's protecting you, what's building your future, what's going out, and what's owed — drawn from your banks, cooperatives, SSS, Pag-IBIG, investments, goals, and loans. Not twelve apps. Not a forgotten spreadsheet. One verified standing, always current.
PRICING
Everything Monthcloser does, in a single plan — choose the cadence that fits how you spend.
Paid via GCash or Direct Deposit only.
Paid via GCash, Direct Deposit, or Credit Card.
You don't pay until you've successfully closed your first month.
No trial period, no deadline, no charge until it's actually worked for you. Most first-close delays come down to something simple — an unsupported document format, a step that needs a second look — and we'll work with you until it's resolved.
OUR PRIVACY COMMITMENTS
You'll tell Monthcloser the truth because of how it's built. Seven commitments, and none of them are negotiable.
Not a coach, not a partner, not anyone — unless you explicitly choose to share it. No names, no documents, no scores shared without your consent.
Documents are processed by automated systems to produce your report. Access by any person is logged, and never happens without your consent.
The close runs on documents you already receive. We never hold a login to any of your accounts.
Not to us. Export everything you have closed, whenever you want it.
Your history and your annual forecast stay yours — no matter what changes in your life around them.
No third party receives your data, in any form, for any purpose. There is no version of this we would agree to.
Consent-based collection, a defined purpose, and your rights to access, correct, and erase your information — designed into the product from the start.
Monthcloser processes personal and financial information in accordance with Republic Act 10173, the Data Privacy Act of 2012, and the issuances of the National Privacy Commission.
IF YOU'RE JUST STARTING OUT
Most people find guidance only after years of drift — after a crisis finally forces them to look. You don't have to be one of them.
Compounding rewards time more than almost anything else, and nobody has more of it ahead than someone just starting their career. The choices you make with your first payslip are worth more than the ones you'll make with your fifteenth — not because they're bigger, but because of how long they have left to grow.
Guide Me NowYou don't pay until you've successfully closed your first month. No trial period, no deadline — we're committed to making sure you get there.