Your savings and loan products deserve the same verified support major banks get — and your members deserve the same guidance. This is an invitation to partner across four dimensions, in whatever combination fits your cooperative.
See the four ways to partnerFOUR WAYS TO PARTNER
None of these require the others. Start with one, add more on your own timeline.
Be a recognized, supported institution inside a growing, verified financial app.
A disclosed, generic referral channel — real member interest, verified before it reaches you.
Help shape how your own savings and loan statements are read — verified coverage for your members, faster.
Guided savings is deposited savings — extend Monthcloser to your members directly.
PILLAR 1 — PRESENCE
Every Monthcloser user eventually sees which institutions are supported and verified — a list that already includes major banks, SSS, Pag-IBIG, and MP2. Being recognized in that same list, provincial or national, small or large, is a different kind of visibility than a logo on a flyer.
PILLAR 2 — REFERRAL PARTNERSHIP
Monthcloser users can see your savings and loan options, with a clear, disclosed referral benefit to Monthcloser when they choose to explore one. Never based on analyzing a specific member's own verified data — the same option, available to anyone. What it brings you is real: interest from someone already looking seriously at their own financial standing.
PILLAR 3 — SOA SUPPORT
Not built for Metro Manila only. Monthcloser reads a member's real statement of account, however small or provincial the issuing cooperative — and a direct interface lets your team help make that happen faster.
Share sample savings or loan statements, with personal details removed, or plain documentation of how your SOAs are structured — the same way we already support major banks and national institutions.
Once supported, every member who holds savings or a loan with your cooperative gets it verified automatically — not just guided on money that sits elsewhere.
No engineering commitment on your side. A specimen statement or a description of your format is enough for our team to start building.
PILLAR 4 — SPONSORSHIP
Nobody fails to build real savings because they didn't want to. They fail because nobody was guiding the money that was supposed to get them there — and every peso that drifts away untracked is a peso that never becomes a deposit, a share, or a loan repaid on time.
A member who understands their own cash flow has more, not less, to actually put into a savings account — including yours. Capital that wasn't visible to the member before.
A member with a clear monthly picture is less likely to be blindsided by their own obligations — directly reducing the default and late-payment risk your cooperative already carries.
Most member relationships end quietly — a loan gets repaid, no reason to return until the next one. Real, ongoing guidance gives members a reason to stay engaged between transactions, not just during them.
Once 20 members close successfully, you unlock an aggregate, anonymized read on your membership's financial health — a real answer to "is this working," not a guess.
HOW SPONSORSHIP WORKS
Modeled after Pag-IBIG and SSS — the member owns their Monthcloser Number, independent of your cooperative, before, during, and after their membership.
Independent of any cooperative. A permanent Monthcloser Number — theirs alone.
The same way they'd give you an SSS or Pag-IBIG number for enrollment.
Through a simple console. You can request sponsorship or cancel it — nothing more.
The member accepts or declines. Nothing happens to their account without their say.
Billed per seat, only after their own first successful close — renewing on that same seat's own anniversary each year after.
SPONSORSHIP PRICING
The price is flat, per member, regardless of your cooperative's size. No volume discount to negotiate — your only real lever is how many members you choose to sponsor.
Full
₱1,990/member/year
Billed annually, per seat — no minimum
Sponsorship is one of four ways to partner — not a requirement for the others.
| What you're used to | Monthcloser |
|---|---|
| A financial literacy seminar members forget by next month | A verified habit, repeated every month, for life |
| Guessing whether financial stress is hurting deposits | A real, aggregate view of your membership's financial health |
| Pricing that assumes only large cooperatives can afford it | The same flat price, whether you're serving hundreds or thousands |
HOW WE FIT TOGETHER
Monthcloser reads and verifies — it never advises, executes, or holds anyone's money. Your loan officers, your savings products, and your team keep doing what only you can do. A member who understands their own complete financial picture is a better relationship for everyone, including you.
FOR A GENERAL ASSEMBLY OR ONBOARDING EVENT
A live, guided session that walks up to 50 members through their very first verified close in one sitting — the fastest way to turn a membership meeting into real, felt momentum. ₱50,000/session, sold separately, any time you need it.
LET'S TALK
Presence, referral, SOA support, sponsorship, or some combination — we'll walk through what fits your cooperative, at your own pace. No commitment required to start the conversation.
Start the conversation